<p>[et_pb_section bb_built="1" _builder_version="3.0.100" custom_padding="20px|0px|20px|0px" background_color_gradient_start="rgba(160,82,45,0.96)" background_color_gradient_end="rgba(160,82,45,0.43)" background_color="#000000" background_image="https://dorfmanandsitzberger.com/wp-content/uploads/2017/07/background-wood-more-sky-512209.jpg" custom_padding_last_edited="on|tablet" next_background_color="#000000" global_module="5382"][et_pb_row global_parent="5382" _builder_version="3.0.100" background_position_1="top_left" background_repeat_1="no-repeat" background_position_2="top_left" background_repeat_2="no-repeat" background_position_3="top_left" background_repeat_3="no-repeat" custom_margin="0px||0px|" custom_padding="5px||0px|" make_equal="on" module_class_3="topmenu" background_position="top_left" background_repeat="repeat" background_size="initial"][et_pb_column type="1_4"][et_pb_text global_parent="5382" _builder_version="3.0.106" background_layout="light" text_orientation="center" module_alignment="center"]</p><p class="topphone"><a href="tel:5302741321"><span style="color: #fff;">(530) 274-1321</span></a><br />Call Now</p><p>[/et_pb_text][/et_pb_column][et_pb_column type="1_2"][et_pb_text global_parent="5382" _builder_version="3.0.60" background_layout="dark" text_orientation="center" border_style="solid" text_font="Raleway||||" text_text_color="#ffffff" text_font_size="28" text_line_height="1em" module_alignment="center"]</p><p><span class="firmname">Law Offices of<br />Dorfman and<br />Sitzberger</span></p><p>[/et_pb_text][/et_pb_column][et_pb_column type="1_4"][et_pb_social_media_follow global_parent="5382" _builder_version="3.0.67" link_shape="rounded_rectangle" url_new_window="off" follow_button="off" background_layout="light" disabled="off" disabled_on="on||" border_radii="on|3px|3px|3px|3px"][et_pb_social_media_follow_network social_network="facebook" skype_action="call" url="https://www.facebook.com/nevadacitylaw/" bg_color="#3b5998"]</p><p>Facebook</p><p>[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section bb_built="1" fullwidth="on" specialty="off" _builder_version="3.0.106" custom_padding_last_edited="on|tablet" next_background_color="#f7f7f7" background_color="#000000" prev_background_color="#000000" global_module="5406"][et_pb_fullwidth_menu global_parent="5406" _builder_version="3.0.100" menu_id="10" submenu_direction="downwards" fullwidth_menu="on" background_layout="dark" text_orientation="center" active_link_color="#ffa500" dropdown_menu_text_color="rgba(0,0,0,0.91)" dropdown_menu_animation="flip" menu_font="Raleway||||" use_background_color_gradient="on" background_color_gradient_start="rgba(0,0,0,0.54)" background_color_gradient_end="#f5f5f5" menu_font_size="18px" dropdown_menu_line_color="#ffa500" menu_text_color="#000000" module_class="navtext" /][/et_pb_section][et_pb_section bb_built="1" _builder_version="3.0.47" background_color="#f7f7f7" custom_padding="0px||0px|" custom_padding_tablet="0px||0px|" transparent_background="off" padding_mobile="on" prev_background_color="#000000" next_background_color="rgba(0,0,0,0.54)"][et_pb_row custom_padding="130px||0px|" custom_padding_tablet="90px||0px|" column_padding_mobile="on" custom_padding_last_edited="on|desktop" parallax_method_1="off" parallax_method_2="off" _builder_version="3.5.1" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4"][et_pb_text _builder_version="3.5.1"]</p><h1>Frequently Asked Questions About Bad Faith Insurance Claims</h1><p>[/et_pb_text][et_pb_divider color="#222222" divider_weight="2" height="0" _builder_version="3.5.1" custom_margin="||5px|"]</p><p> </p><p>[/et_pb_divider][et_pb_toggle title="What Does 'Bad Faith Insurance' Mean?" open_toggle_text_color="rgba(0,0,0,0.75)" open_toggle_background_color="#f7f7f7" closed_toggle_text_color="#003377" closed_toggle_background_color="#f7f7f7" icon_color="#000000" _builder_version="3.5.1" title_level="h2" title_font="Open Sans|on|||" title_text_align="left" title_text_color="#003377" title_font_size="24" title_font_size_tablet="18" title_font_size_last_edited="on|tablet" body_font="Open Sans||||" body_text_color="#666666" body_font_size="16" body_line_height="1.6em" background_size="initial" background_position="top_left" background_repeat="repeat" border_color_all="#f7f7f7" text_orientation="left" custom_padding="2px|0px|2px|0px" custom_css_toggle_icon="font-size:20px;||" use_border_color="on"]</p><p>This is a general term that not only means outright denial of your claim, but can also refer to actions or lack of actions by your insurance company that delay payment or reduces the amount of your claim or that forces you to take unnecessary actions that impede or delay your ability to collect it.</p><p>Your insurance policy creates specific legal obligations by your insurance company to you.  If they don't honor those obligations you have the right to sue them for handling your claim in 'bad faith.'</p><p>There is an implied 'bill of rights' you have that says your insurance company must:</p><ul><li>Treat you fairly</li><li>Investigate the details of your claim</li><li>Not delay settlement unduly</li><li>Promptly communicate with you concerning your claim</li><li>Not use confusing terminology or language in its policy</li><li>Not break any of the promises to you that are included in the policy</li><li>Make clear to you in writing any and all of the reasons it has denied your claim</li><li>Not use excuses to deny or delay your claim</li><li>Not cancel or refuse to renew your policy unfairly</li><li>Give weight to your best interests as much as to their own</li></ul><p>If you have questions about your particular situation, schedule a free consultation with us by calling <a href="tel:5302741321">(530) 274-1321</a> or by filling out the form at the bottom of this page.</p><p>[/et_pb_toggle][et_pb_divider color="#222222" divider_weight="2" height="0" _builder_version="3.5.1" custom_margin="||5px|"]</p><p> </p><p>[/et_pb_divider][et_pb_toggle admin_label="What charge" title="What Does a Homes Insurance Attorney do to help?" open_toggle_text_color="rgba(0,0,0,0.75)" open_toggle_background_color="#f7f7f7" closed_toggle_text_color="#003377" closed_toggle_background_color="#f7f7f7" icon_color="#000000" _builder_version="3.5.1" title_level="h2" title_font="Open Sans|on|||" title_text_align="left" title_text_color="#003377" title_font_size="24" title_font_size_tablet="18" title_font_size_last_edited="on|tablet" body_font="Open Sans||||" body_text_color="#666666" body_font_size="16" body_line_height="1.6em" background_size="initial" background_position="top_left" background_repeat="repeat" border_color_all="#f7f7f7" text_orientation="left" custom_padding="2px|0px|2px|0px" custom_css_toggle_icon="font-size:20px;||" use_border_color="on"]</p><p>A home insurance attorney or auto insurance attorney can help you decide if your insurance company is treating you fairly in accordance with your policy and with the law.  Often an informed request from your lawyer will "remind" the company of their obligations and can point out to them how they are not treating you fairly.</p><p>It is much more efficient for an insurance company to settle your claim fairly than it is to go to litigation which is very expensive.<br /><a href="https://dorfmanandsitzberger.com/insurance-1/">MORE . . .</a></p><p>[/et_pb_toggle][et_pb_divider color="#222222" divider_weight="2" height="0" _builder_version="3.5.1" custom_margin="||5px|"]</p><p> </p><p>[/et_pb_divider][et_pb_toggle title="What Does a Bad Faith Insurance Lawyer Charge?" open_toggle_text_color="rgba(0,0,0,0.75)" open_toggle_background_color="#f7f7f7" closed_toggle_text_color="#003377" closed_toggle_background_color="#f7f7f7" icon_color="#000000" _builder_version="3.5.1" title_level="h2" title_font="Open Sans|on|||" title_text_align="left" title_text_color="#003377" title_font_size="24" title_font_size_tablet="18" title_font_size_last_edited="on|tablet" body_font="Open Sans||||" body_text_color="#666666" body_font_size="16" body_line_height="1.6em" background_size="initial" background_position="top_left" background_repeat="repeat" border_color_all="#f7f7f7" text_orientation="left" custom_padding="2px|0px|2px|0px" custom_css_toggle_icon="font-size:20px;||" use_border_color="on"]</p><p>When hiring a lawyer the amount you are charged is dependent on the time spent by the lawyer and his or her level of expertise. If there is a need for other input from investigators or experts that might add to the fees charged.</p><p>Your initial consultation with a prospective legal representative is the time to be very candid about your financial circumstances so that both you and you the lawyer can decide if you are a "match."</p><p>Most often the fee will be a function of time spent times an hourly rate.  The rate can be anything from $100 to $500 per hour on up.  In some types of action, a lawyer may offer to take your case on a contingency basis.  That means that he or she will agree to take a percentage of the proceeds of litigation and may or may not expect you to share in the expenses.</p><p>Some legal work is offered on a flat-fee basis when your requirements are for a particularly well-defined result such as certain contracts or trusts or reviews.</p><p>[/et_pb_toggle][et_pb_divider color="#222222" divider_weight="2" height="0" _builder_version="3.5.1" custom_margin="||5px|"]</p><p> </p><p>[/et_pb_divider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section bb_built="1" background_color="rgba(0,0,0,0.54)" _builder_version="3.5.1" custom_padding_last_edited="on|tablet" module_class="formwhite" prev_background_color="#f7f7f7" global_module="5473"][et_pb_row global_parent="5473" _builder_version="3.0.93" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4"][et_pb_text global_parent="5473" _builder_version="3.0.100" background_layout="light" header_text_color="#ffffff"]</p><h1 class="text-align-center">Contact Us Now to Schedule a Meeting</h1><p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row global_parent="5473" background_position_1="top_left" background_position_2="top_left" background_repeat_1="no-repeat" background_repeat_2="no-repeat" _builder_version="3.0.93"][et_pb_column type="1_2"][et_pb_text global_parent="5473" _builder_version="3.0.100" module_alignment="center" background_layout="dark" text_text_color="#ffffff" header_text_color="#ffffff"] [gravityform id="1" title="true" description="false" ajax="true"] [/et_pb_text][et_pb_code global_parent="5473" _builder_version="3.0.100"]&lt;style&gt;&lt;!-- [et_pb_line_break_holder] --&gt;.gform_wrapper .gform_footer input.button, .gform_wrapper .gform_footer input[type=submit], .gform_wrapper .gform_page_footer input.button, .gform_wrapper .gform_page_footer input[type=submit] {&lt;!-- [et_pb_line_break_holder] --&gt; font-size: 1em;&lt;!-- [et_pb_line_break_holder] --&gt; width: 50%;&lt;!-- [et_pb_line_break_holder] --&gt; margin: 0 0 16px;&lt;!-- [et_pb_line_break_holder] --&gt; background: white;&lt;!-- [et_pb_line_break_holder] --&gt;}&lt;!-- [et_pb_line_break_holder] --&gt;&lt;/style&gt;[/et_pb_code][/et_pb_column][et_pb_column type="1_2"][et_pb_text global_parent="5473" _builder_version="3.0.93" background_layout="light" module_alignment="center" header_text_color="#ffffff" header_3_text_color="#ffffff"]</p><h3>11750 Ridge Road</h3><h3>Nevada City, CA 95959</h3><h3>Debra Sitzberger <a href="tel:5302741321">(530) 274-1321</a></h3><h3>Neil Dorfman <a href="tel:5305596881">(530) 559-6881</a></h3><h3><a href="https://dorfmanandsitzberger.com/privacy-policy/">Privacy Policy</a>  |  <a href="https://dorfmanandsitzberger.com/terms-of-service/">Terms of Service</a></h3><p>[/et_pb_text][et_pb_map global_parent="5473" _builder_version="3.0.76" address="11750 Ridge Rd, Nevada City, CA 95959, USA" zoom_level="12" address_lat="39.247066754693364" address_lng="-121.05441788623045" mouse_wheel="on" mobile_dragging="on" use_grayscale_filter="off" grayscale_filter_amount="0" child_filter_saturate="100%"][et_pb_map_pin _builder_version="3.0.76" title="Our Local Office" pin_address="11750 Ridge Rd, Nevada City, CA 95959, USA" pin_address_lat="39.2414831" pin_address_lng="-121.05613449999998"]</p><p>We serve all of California from our Grass Valley / Nevada City, California Office. We'd love to meet you.</p><p>[/et_pb_map_pin][/et_pb_map][/et_pb_column][/et_pb_row][/et_pb_section]</p>